Financial Tools

Should I refinance my mortgage? How much do I need to save for my child’s college education?
As accounting professionals, these are some of the questions that are posed to us on a daily basis.
We are providing these interactive financial calculators and other tools to assist you with some
of the day-to-day questions and concerns that may arise. While these financial tools are not a
substitute for financial advice from a qualified professional, they can be used as a starting
point in your decision-making process.



Compute interest savings and payoff dates by making increased loan payments

A helpful tool to compute your monthly car loan payment

Determine which type of loan is right for your new car purchase

Find out whether leasing or buying your new auto is the right move for you


Calculate the price and quantity of a product you’ll need to sell to make a profit.

Calculate the potential benefit of consolidating your business debt.

Calculate the cash flow your business is generating.

Wondering whether to buy or lease your equipment? Find out with this calculator

Determine areas of your business that may need attention using this calculator.

Calculate the amount inventory you should have on hand and the optimal time to re-order

Calculate your working capital needs so your business can run as efficiently as possible


Consolidating debt is only half of the battle. You still need a plan to get your debt paid.
This calculator shows you how to accelerate your debt payoff.

Use this calculator to see the results of paying off your debt and investing your payment savings.

The Credit Card Optimizer helps you determine the best distribution of your credit card debt

Use this calculator to see what it will take to pay off your credit card balance, and what
you can change to meet your repayment goals.

Use this calculator to find out how much you owe. This can be used as a good starting point for your debt management plan.

Should you consolidate your debt? This calculator is designed to help determine whether dept. consolidation is right for you.

Calculate the best plan for paying off your credit cards using the roll-down method.


This calculator helps you determine how much disability insurance you may need to
cover expenses during such a disability.

Determine the amount of life insurance that’s right for you.

Are you prepared in event of a long term disability? Use this calculator to find out.

Use this calculator to see how a variable annuity might fit into your retirement plan.


Use this calculator to project how much a series of annual stock option grants could be worth to you.

Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.

Use this calculator to determine the number of futures contracts you may wish to purchase based on your account equity and trading plan.

This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.

There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.

Use this calculator to determine the value of your stock options for the next one to twenty five years.


Use this calculator to determine your payment or loan amount for different payment frequencies.

Enter your desired payment – and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

A balloon loan can be an excellent option for many borrowers. Use this calculator to see how a balloon loan might work for you.

Should you consolidate your debt? Use this calculator to find out.

Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term.

What will my monthly payments be for an interest only equity line of credit?

Use this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining.

How big of a home equity line of credit can you receive? Use this calculator to find out!

Use this calculator to see what it will take to pay off your line of credit, and what you can change to meet your repayment goals.

This calculator helps determine your loan or credit line payment.

This calculator helps determine your tax savings on loans or credit lines with tax deductible interest payments.

Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options.

Use this calculator as your first step in determining your ability to qualify for a loan.


This calculator helps you to determine what your adjustable mortgage payments will be.

Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

A balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs.

Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.

Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.

Use this calculator to find the APR on your mortgage.

Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

Use this calculator to determine your monthly payment and amortization schedule.

Save thousands of dollars in interest by increasing your monthly mortgage payment.

Should you buy points? Use this calculator to find out.

Can you buy your dream home? Find out just how much you can afford!

Should you refinance your mortgage? Use this calculator to determine when you will break even.

Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.

Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.

Are you better off buying your home, or should you continue to rent?


Balance your checkbook with this quick and easy calculator.

How is your credit? Use this calculator for a quick assessment!

Analyze your budget, see where your money goes and find out where you can improve!

This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.

This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.


A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.

There are several ways to manage your 401(k) when you leave an employer. Making the wrong decision can cost you thousands of dollars both in taxes and lost earnings.

If you are an employee of a non-profit tax-exempt organization, a 403(b) can be one of your best tools for creating a secure retirement.


The IRS Rule 72T allows for penalty free, early withdrawals from retirement accounts. Use this calculator to determine your allowable 72T Distribution and how it can help fund your early retirement.

Use this calculator to determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account.

Use this calculator to determine how losing this important retirement asset could affect you.


Use this calculator to help decide between joint survivorship and single survivorship pension options.

Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. This financial calculator will also look at potential future year’s distribution requirements.

Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.

Plan your retirement with a company pension, find out if you are on track – and learn how to stay there.

Quickly determine if your retirement plan is on track – and learn how to keep it there.

Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.

Use this calculator to compare the Roth IRA to an ordinary taxable investment.

This calculator will show the advantage, if any, of converting your IRA to a Roth.

Use this calculator to determine which IRA may be right for you.

Use this calculator to estimate your Social Security benefits.

How can contributing to a regular IRA help you in your retirement?


Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth

Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).

Use this calculator to help develop or fine tune your education savings plan.


This calculator demonstrates how compounding can affect your savings.

Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost.

This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.

Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.

Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.

Use this calculator to determine savings balance after a series monthly, quarterly or annual withdrawals.


What will it take to reach your savings goal? This financial calculator helps you find out.

Use this calculator to determine how much your savings will be worth with these two important variables in mind.